Fighting discrimination in mortgage lending
Although the U.S. Equal Credit Opportunity Act prohibits discrimination in mortgage lending, biases still impact many borrowers. One 2021 Journal of Financial Economics study found that borrowers from minority groups were charged interest rates that.....»»
Earth Day: How a senator"s idea more than 50 years ago got people fighting for their planet
Millions of people around the world will pause on Monday, at least for a moment, to mark Earth Day. It's an annual event founded by people who hoped to stir activism to clean up and preserve a planet that is now home to some 8 billion humans and asso.....»»
ISPs can charge extra for fast gaming under FCC’s Internet rules, critics say
FCC plan rejected request to ban what agency calls "positive" discrimination. Enlarge (credit: Getty Images | Yuichiro Chino) Some net neutrality proponents are worried that soon-to-be-approved Federal Communications Com.....»»
Report finds significant gender and racial inequities in the educational measurement profession
Gender and racially based employment disparities, differences in perceptions of diversity, equity, and inclusion (DEI), and workplace discrimination remain significant issues in the field of educational measurement, according to a new report......»»
All-cash home buyers pay 10% less than mortgage buyers, study finds
Owning a home has long been considered a crucial way to build wealth, but making such a purchase has become increasingly difficult for many residents. In addition to steep housing prices and high interest rates, there have been a growing number of al.....»»
The uneven results of anticorruption efforts across countries
When fighting corruption, countries often rely too much on repression and forget about prevention measures, which are frequently inadequate or nonexistent. Furthermore, despite the progress made in implementation of the main international anticorrupt.....»»
Credit unions plan to grow auto dealership relationships in 2024
Most credit unions expected to work more closely with car dealerships in 2024, and nearly all of them think such collaboration aids members, according to a Credit Union Leasing of America survey of that auto lending sector......»»
Study of car lenders shows AI could mitigate bias and open lending to marginalized customers
Lenders operating in indirect retail channels such as car dealerships could improve their profit margins by over a third by using artificial intelligence to support the retailers' salespeople rather than rely on salespeople alone to price loans at th.....»»
Researchers invent artificial intelligence model to design new superbug-fighting antibiotics
Researchers at McMaster University and Stanford University have invented a new generative artificial intelligence model that can design billions of new antibiotic molecules that are inexpensive and easy to build in the laboratory......»»
Why are Americans fighting over no-fault divorce? Maybe they can"t agree what marriage is for
"First comes love, then comes marriage"—so goes the classic children's rhyme. But not everyone agrees. Increasingly, the idea that love is the most important reason to marry—or at least to stay married—is under attack. Republican pundits and la.....»»
Examining why women are no further ahead in the workforce than 30 years ago
A report exploring the working conditions of pregnant employees and parents has been released today, calling for major changes in Australian workplaces to counter the "vast discrimination and disadvantage" experienced by these groups......»»
Greenhouse gas emissions in Global South countries are linked with International Monetary Fund lending policies
Greenhouse gas emissions significantly increase in countries in the Global South within a few years after initially borrowing from the International Monetary Fund using structural loans, but not when more flexible lending conditions are involved......»»
As the use of AI rises in games, SAG-AFTRA is fighting to make the tech ethical
As this year's GDC brings more AI gaming projects, SAG-AFTRA explains why its fighting for an ethical use of the tech......»»
Tesla settles race bias claims by Black former worker after $3 million verdict
Tesla has settled a long running lawsuit by a Black former factory worker who claimed he was subjected to severe racial harassment, according to a court filing Friday, as the electric carmaker faces a series of other discrimination lawsuits......»»
The Designer Who’s Trying to Transform Your City Into a Sponge
Kongjian Yu pioneered China’s “sponge city” concept—less concrete and more green spaces to exploit stormwater instead of fighting it. Metropolises all over the world are following suit......»»
Study finds media coverage focused on NASA mathematician"s achievements, but treated discrimination as past problem
Without Katherine Johnson, NASA would not have landed a man on the moon. The 2016 film "Hidden Figures" told Johnson's story as a brilliant mathematician, a trailblazer who overcame racism and sexism to succeed at NASA in the 1950s and '60s. That mon.....»»
Nanozyme-enabled nanodecoys: A new strategy for fighting urinary tract infections
Urinary tract infections (UTIs), affecting millions worldwide, are predominantly caused by uropathogenic Escherichia coli (UPEC). These infections are characterized by bacterial adhesion and colonization in the urinary tract, evading host immune resp.....»»
New bioengineered protein design shows promise in fighting COVID-19
In the wake of the COVID-19 pandemic, scientists have been racing to develop effective treatments and preventatives against the virus. A recent scientific breakthrough has emerged from the work of researchers aiming to combat SARS-CoV-2, the virus re.....»»
Unicorn Overlord romance guide: all characters you can marry
The large cast of characters you can recruit for your army in Unicorn Overlord aren't just there for fighting. Romance is an option if you build up your bonds......»»
MultiVersus is making a return and it"s coming to console and PC this May
Player First Games has announced that its free-to-play fighting game MultiVersus will make an official return this May......»»
MultiVersus returns in May with a new mode, Unreal 5 tweaks, and more
WB Games' crossover fighting game MultiVersus is relaunching this May following a move to Unreal Engine 5 and other improvements......»»